How to best finance the refurbishment for your home?
When buying a home, it is common for the buyer to refurbish the new home to his liking. In principle, financial institutions will only finance two thirds of the cost of refurbishment invoiced by recognized professionals.
How to better manage your tax payments with indirect depreciation?
When taking down a mortgage you need to address the terms of repayment. Is it more efficient to reduce the amount owned and thus pay less interest, or is it more efficient to keep it at the same level and thus de able to deduct larger interest payment expenses from your tax bill?
How to structure your mortgage in order to better take advantage of the different mortgage rates?
Once you have chosen the mortgage lender you need to address the question of how best to structure the loan. Should we favour a mortgage loan with different tranches and different interest rates?
Financial institutions: Banks or Insurance Companies?
To finance the home of your dreams you are spoilt for choice amongst the multitude of mortgage market players. There are, however, two very distinct branches: banking and insurance.
Why use the services of a Mortgage Broker?
If you are an expert or are a novice in regard to mortgage loans it is still always useful to call a mortgage broker as it will ensure you make the right choice.
Answers To Your Questions
Are subsidies available to renovate my home?
YES. The Canton has created a program to promote increased energy efficiency in buildings.